Local insurance agent
in Cedar City, UT.
Cedar City is Iron County's hub — home to Southern Utah University, a working downtown, and a different climate and lifestyle than the St. George basin. OnPoint Insurance Group is headquartered in St. George with 14+ insurance lines and 50+ carriers shopped on your behalf.
Insurance built for the way Cedar City actually lives.
Cedar City sits at 5,800 feet, which means a different risk profile than St. George: real winters, ice on I-15, snow-load considerations on roofs, and a meaningful drop in summer hail exposure. We write coverage that reflects Cedar's climate, not St. George's.
- real winters with snow-load and ice risk
- SUU student-housing landlord coverage
- cedar city historic downtown and coal creek flood risk
- wildfire exposure in canyon properties
Every line of insurance — handled by one local team.
Compare top carriers and get the right coverage for every vehicle in your driveway.
Protect your most valuable asset with coverage built for Southern Utah homes.
Term, whole, and final expense policies that protect the people who count on you.
On and off-exchange health, dental, and vision plans — including ACA subsidies.
Medicare Advantage, Supplements, and Part D — explained in plain English.
Small business and commercial insurance across Utah — BOP, general liability, workers' comp, commercial auto, commercial property, cyber and EPLI from an independent Southern Utah agency.
Class A, B, C, travel trailers, and fifth wheels — covered on the road and parked.
Cruisers, sport bikes, touring, and off-road — protection for every ride.
General liability, tools, and workers' comp built for the trades in Southern Utah.
Affordable dog and cat insurance that protects your pet — and your wallet — from surprise vet bills.
Individual, family, and supplemental dental plans that actually pay when you need a crown, root canal, or implant.
Affordable renters insurance for Southern Utah apartments, rentals, and college housing — usually $12–$25/month.
Coverage for ski boats, wakeboats, fishing boats, and personal watercraft on Sand Hollow, Quail Creek, and Lake Powell.
Coverage for ATVs, UTVs, and side-by-sides on Sand Mountain, Sand Hollow, and Southern Utah trails.
Insuring every corner of Cedar City.
From the older core out to newer development, we know the risk profile of every Cedar City neighborhood because we work this market every day.
- downtown Cedar City
- SUU area
- Cross Hollows
- Enoch (just north)
- Coal Creek area
- Fiddlers Canyon
We also serve nearby Southern Utah communities.
- Enoch, UT
- Kanarraville, UT
- Parowan, UT
- Brian Head, UT
- St. George, UT
- Washington, UT
- Hurricane, UT
- Ivins, UT
Cedar City insurance reading
Turning 65 in Cedar City: Your Medicare Roadmap
A plain-English Medicare timeline for Iron County residents, including IEP deadlines, Part D, and choosing between Medigap and Medicare Advantage.
Cedar City Landlords: What SUU Rental Property Insurance Should Look Like
Renting to SUU students or long-term tenants in Cedar City? Here's the right DP-3 landlord policy structure and the riders most owners miss.
Car Insurance in Cedar City, Utah: The 2026 Cost & Carrier Guide for 84720 / 84721
Real 2026 car insurance pricing for Cedar City, Utah (ZIP 84720 / 84721) — SUU, Enoch, Cross Hollows, Fiddlers Canyon, and the SR-143 Brian Head commute. Monthly ranges by household type, the carriers that actually win in Iron County, and what changed at renewal this year.
Ready for a Cedar City insurance quote?
One local agent. 50+ carriers shopped. Honest answers — no pressure.