Southern Utah's Local Insurance Agency(435) 628-0993
Southern Utah mountain landscape near Cedar City
Cedar City, Utah

Local insurance agent
in Cedar City, UT.

Cedar City is Iron County's hub — home to Southern Utah University, a working downtown, and a different climate and lifestyle than the St. George basin. OnPoint Insurance Group is headquartered nearby in St. George — 50 minutes north of our office — with 12+ insurance lines and 50+ carriers shopped on your behalf.

Local agent for Cedar City
230 N 1680 E C1
St. George, UT 84790
(50 minutes north of our office)
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Office hours
Mon–Fri 9:00 AM – 5:00 PM
Evenings & weekends by appointment.
Why local matters

Insurance built for the way Cedar City actually lives.

Cedar City sits at 5,800 feet, which means a different risk profile than St. George: real winters, ice on I-15, snow-load considerations on roofs, and a meaningful drop in summer hail exposure. We write coverage that reflects Cedar's climate, not St. George's.

Cedar's economy splits across SUU, healthcare, manufacturing, and a strong tourism corridor pulling people up to Brian Head, Cedar Breaks, and the Zion side roads. We work with student-rental owners, university families, contractors, and small business operators across Iron County.

  • real winters with snow-load and ice risk
  • SUU student-housing landlord coverage
  • ski-area driving exposure to Brian Head
  • wildfire exposure in canyon properties
Coverage we write in Cedar City

Every line of insurance — handled by one local team.

Auto Insurance in Cedar City

Compare top carriers and get the right coverage for every vehicle in your driveway.

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Home Insurance in Cedar City

Protect your most valuable asset with coverage built for Southern Utah homes.

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Life Insurance in Cedar City

Term, whole, and final expense policies that protect the people who count on you.

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Health Insurance in Cedar City

On and off-exchange health, dental, and vision plans — including ACA subsidies.

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Medicare in Cedar City

Medicare Advantage, Supplements, and Part D — explained in plain English.

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Business Insurance in Cedar City

General liability, BOP, workers' comp, and commercial auto for Southern Utah businesses.

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RV Insurance in Cedar City

Class A, B, C, travel trailers, and fifth wheels — covered on the road and parked.

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Motorcycle Insurance in Cedar City

Cruisers, sport bikes, touring, and off-road — protection for every ride.

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Contractors Insurance in Cedar City

General liability, tools, and workers' comp built for the trades in Southern Utah.

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Pet Insurance in Cedar City

Affordable dog and cat insurance that protects your pet — and your wallet — from surprise vet bills.

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Dental Insurance in Cedar City

Individual, family, and supplemental dental plans that actually pay when you need a crown, root canal, or implant.

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Boat Insurance in Cedar City

Coverage for ski boats, wakeboats, fishing boats, and personal watercraft on Sand Hollow, Quail Creek, and Lake Powell.

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Neighborhoods & areas

Insuring every corner of Cedar City.

From the older core out to newer development, we know the risk profile of every Cedar City neighborhood because we work this market every day.

  • downtown Cedar City
  • SUU area
  • Cross Hollows
  • Enoch (just north)
  • Coal Creek area
  • Fiddlers Canyon
Nearby

We also serve nearby Southern Utah communities.

See all areas we serve

Ready for a Cedar City insurance quote?

One local agent. 50+ carriers shopped. Honest answers — no pressure.