Southern Utah's Local Insurance Agency(435) 628-0993
Zion National Park canyon at golden hour, Southern Utah
St. George · Cedar City · All of Utah

Trusted Independent
Insurance Agency in
St. George & Southern Utah

OnPoint Insurance Group is Southern Utah's trusted independent insurance agency in St. George — comparing 50+ top-rated carriers for auto, home, life, health, Medicare, business, RV and more so you get the right coverage at the right price.

5.0 from 101+ local reviews
Licensed in UT, AZ & NV
Independent since 2012
13+
Years serving Southern Utah
50+
Carrier partners
15
Insurance lines written
5.0★
Local Google rating
What we cover

Every policy you need, from one local team.

Personal lines, business coverage, and everything in between. Click any service for details, coverage options, and a free quote.

Welcome to Utah — Life Elevated highway sign

Auto Insurance

Compare top carriers and get the right coverage for every vehicle in your driveway.

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Home Insurance

Protect your most valuable asset with coverage built for Southern Utah homes.

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Life Insurance

Term, whole, and final expense policies that protect the people who count on you.

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Health Insurance

On and off-exchange health, dental, and vision plans — including ACA subsidies.

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Medicare

Medicare Advantage, Supplements, and Part D — explained in plain English.

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Business Insurance

Small business and commercial insurance across Utah — BOP, general liability, workers' comp, commercial auto, commercial property, cyber and EPLI from an independent Southern Utah agency.

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RV Insurance

Class A, B, C, travel trailers, and fifth wheels — covered on the road and parked.

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Motorcycle Insurance

Cruisers, sport bikes, touring, and off-road — protection for every ride.

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Contractors Insurance

General liability, tools, and workers' comp built for the trades in Southern Utah.

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Pet Insurance

Affordable dog and cat insurance that protects your pet — and your wallet — from surprise vet bills.

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Dental Insurance

Individual, family, and supplemental dental plans that actually pay when you need a crown, root canal, or implant.

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Renters Insurance

Affordable renters insurance for Southern Utah apartments, rentals, and college housing — usually $12–$25/month.

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Boat Insurance

Coverage for ski boats, wakeboats, fishing boats, and personal watercraft on Sand Hollow, Quail Creek, and Lake Powell.

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ATV & UTV Insurance

Coverage for ATVs, UTVs, and side-by-sides on Sand Mountain, Sand Hollow, and Southern Utah trails.

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Cabin Insurance

Specialty coverage for Utah cabins — seasonal, secondary, and short-term rental.

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St. George, Utah temple with Zion National Park mountains in the distance
Why OnPoint

Independent. Local. Genuinely on your side.

We don't work for an insurance company — we work for you. That means honest advice, transparent comparisons, and a real human in St. George when you need to file a claim or change a policy.

Real local people
Talk to the same agent every time, not a 1-800 queue.
50+ carriers compared
We shop the whole market so you don't have to.
Quick, no-pressure quotes
Free in under 5 minutes — bind in the same day.
Trusted carrier partners
  • Liberty Mutual logo
  • Nationwide logo
  • Travelers logo
  • Branch logo
  • American Modern logo
  • Foremost logo
  • SelectHealth logo
Featured Google reviews

Rated 5.0 by Southern Utah families and businesses.

Verified 5-star reviews from real clients on Google.

5.0
101+ Google reviews
CH
Casey Hunter
2 months ago

"I am happy to announce, I am the first client with On Point insurance. Over 23 years, Kip, Tad and the rest of the team have been "On Point!" With answering & responding to my needs and concerns. Over 23 years, any time…"

BT
Benjamin Terry
7 months ago

"Kip and his team are great to work with. They strive to get you the best deal possible."

JB
Jeff Berry
8 months ago

"Excellent communication. Can always talk to a human when I call. Was able to help me find the best solution to my insurance needs. Just GOOD people to work with!"

KB
Katie Beelek
9 months ago

"Kip has been so great to work with!! He's very quick to get quotes and walks through all of the details we need. Between him and Jane we couldn't ask for a better insurance agent!"

MW
Mindy Watson
8 months ago

"Had a great experience working with Kip at On Point Insurance Group. He was very helpful in setting up our homeowners insurance."

JS
Jaime Stout
1 year ago

"Kip is the best in the business. Knowledgeable, reliable, and fast to respond."

PN
Peter Neibert
2 years ago

"Kip is excellent! Finds the best rates and is very responsive to changes to our policy!"

JZ
Jake Zierenberg
2 years ago

"This is a great service — very fast and reliable. We have used them for over 5 years. Every interaction has been professional and friendly. I would recommend this service to anyone."

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Your St. George insurance office

Stop by, or we'll come to you.

We're proud to call St. George home. Our office is centrally located off River Road — walk in, schedule a sit-down, or just call. We're here for Southern Utah families and business owners.

230 N 1680 E C1
St. George, UT 84790
Mon–Fri 9:00 AM – 5:00 PM
FAQ

Common insurance questions from Southern Utah

Straight answers from a local agent. Have another question? Call us at (435) 628-0993.

Ready for a better insurance experience?

Free quote in under 2 minutes. Local agent, real coverage, zero pressure.