Tad Hunt
Co-owner & licensed insurance agent (UT / AZ) · UT Lic. #226698 · 21 years
Tad has been a licensed insurance producer since 2005 and co-founded OnPoint Insurance Group in St. George in 2012. He writes and reviews the contractors and commercial coverage guidance published across this site.
Experience
21 years writing Southern Utah coverage
Tad has been a licensed producer since 2005 and co-founded OnPoint Insurance Group in St. George in 2012. The contractor pricing ranges published on this site come from policies OnPoint has actually placed across Washington, Iron, and Kane County.
Contract and certificate review, not just quotes
Most contractor coverage problems start in the subcontract, not the policy. Tad reads the additional-insured, waiver of subrogation, and primary-and-non-contributory language before the certificate goes out, so crews don't get turned away at the gate.
Trade-by-trade underwriting knowledge
Excavators need the underground exclusions removed. Finish trades need an installation floater sized to a single delivery. Roofers get rated on fall exposure and payroll class. Tad places each trade with carriers that actually want that class of work.
What Tad handles day to day
- Contractors general liability, tools, and installation floaters
- Certificates of insurance and additional-insured endorsements for GCs
- Utah DOPL licensing and workers' compensation requirements
- Commercial auto and hired-and-non-owned coverage for crews
- Business owners policies for Southern Utah trades and shops
- Life and health coverage for self-employed contractors
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